SIMPLE & CONVENIENT.

When you choose With Cashback, there’s no difference in cost compared to going directly to the bank – same loan, same bank, same features, but with added cashback.

Typically, banks pay an upfront commission of around 0.60% of your loan amount to a mortgage broker. For a $500,000 loan, that’s up to $3,000, which we pass back to you as cashback.

Rather than applying directly or through a traditional broker, apply with us at With Cashback and keep the commission. It’s your money – you deserve it!

HOME LOANS:

Owner Occupied

Variable

P & I

5.68 % p.a
6.06% Comparison
Bank of China
Amount:  $100,000
LVR:  80%
Upfront fees:  $0
Ongoing fees:  $395 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Fixed 2 Yrs

P & I

5.19 % p.a
5.78% Comparison
Macquarie Bank
Amount:  $150,000
LVR:  70%
Upfront fees:  $350
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Investment

Variable

P & I

5.84 % p.a
5.86% Comparison
Heritage Bank
Amount:  $700,000
LVR:  80%
Upfront fees:  $510
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Investment

Variable

Interest Only

6.08 % p.a
6.27% Comparison
Bank of China
Amount:  $250,000
LVR:  80%
Upfront fees:  $0
Ongoing fees:  $190 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Construction

P & I

5.74 % p.a
5.76% Comparison
Heritage Bank
Amount:  $150,000
LVR:  70%
Upfront fees:  $510
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

HOME LOANS:

Owner Occupied

Variable

P & I

5.68 % p.a
6.06% Comparison
Bank of China
Amount:  $100,000
LVR:  80%
Upfront fees:  $0
Ongoing fees:  $395 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Fixed 2 Yrs

P & I

5.19 % p.a
5.78% Comparison
Macquarie Bank
Amount:  $150,000
LVR:  70%
Upfront fees:  $350
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Investment

Variable

P & I

5.84 % p.a
5.86% Comparison
Heritage Bank
Amount:  $700,000
LVR:  80%
Upfront fees:  $510
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Investment

Variable

Interest Only

6.08 % p.a
6.27% Comparison
Bank of China
Amount:  $250,000
LVR:  80%
Upfront fees:  $0
Ongoing fees:  $190 p.a
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

Owner Occupied

Construction

P & I

5.74 % p.a
5.76% Comparison
Heritage Bank
Amount:  $150,000
LVR:  70%
Upfront fees:  $510
Ongoing fees:  $0
  Offset     Redraw
APPLY  &  SAVE 
MORE OPTIONS

SIMPLE & CONVENIENT.

Whether you’re buying your first home, refinancing, or investing in property, our panel of over 40 lenders ensures we can find the perfect loan to meet your needs.

GET CASHBACK.

Processing your loan through With Cashback costs you no more than going directly to the bank – same loan, same bank, same features, with cashback.