When it comes to purchasing a home, one of the most significant financial decisions you will make is choosing the right home loan term. Most home buyers will have to decide between a 15-year, 20-year, or 30-year mortgage, each [...]
The self-managed super fund (SMSF) is a popular choice for those who seek greater control over their retirement savings. However, with increased control comes increased responsibility. As a trustee of an SMSF, it is crucial to understand and fulfill [...]
Self-Managed Super Funds (SMSFs) are a popular choice for Australians who want greater control over their retirement savings. However, one question that often arises is whether an SMSF needs to have a unique name. The short answer is yes, [...]
Divorce or separation can have significant implications for self-managed superannuation funds (SMSFs) in Australia. SMSFs are a type of superannuation fund where the members also act as trustees responsible for managing the fund's investments and complying with superannuation laws. [...]
Self-managed super funds (SMSFs) are a popular choice for Australians who want greater control over their retirement savings. SMSFs provide members with the opportunity to choose their own investments, and to tailor their investment strategies to suit their individual [...]
If a trustee of a self-managed superannuation fund (SMSF) becomes unable to perform their duties, there are steps that need to be taken to ensure the smooth running of the SMSF. Here are some of the key steps that [...]
As a trustee of a Self-Managed Superannuation Fund (SMSF), it is essential to ensure that you comply with all regulatory requirements set out by the Australian Taxation Office (ATO). One such requirement is the Sole Purpose Test, which is an [...]
ANZ bank has become the first of Australia's big four banks to announce it will pass on the full 0.25 percentage point Reserve Bank of Australia (RBA) hike to its variable mortgage rate. The move will see ANZ's lowest variable [...]
On February 7, 2023, UBank announced that it is extending its loan term for refinances from 30 to 35 years. While this may seem like a good option for homeowners seeking relief from relentless rate rises, it could potentially cost [...]
If you're looking to save on upfront costs and get some extra cash when applying for a mortgage, a cashback home loan may be an option for both first home buyers and refinancers.As predicted by the Reserve Bank of Australia, [...]
