HOME LOAN CALCULATORS.

MORTGAGE SWITCHING

Helps you work out:
   amount for monthly mortgage repayments
   determine total payments on the life of the loan

Helps you work out:
   benefits when making extra repayments on your mortgage
   time and interest saved your mortgage for regular contributions

A guide to help you:
   estimate how much you could borrow for a home loan using your income and expenses
   understand what you credit reviews to determine borrowing power

Helps you work out:
   stamp duty and other Government fees on property
   possible Government grant

Helps you work out:
   how much income tax you should be paying
   what your take home salary will be when tax and the Medicare levy are included

Helps you work out:
   how long it will take to reach your savings goals
   interest earned when you commit to a savings program

Helps you work out:
   the repayments when on interest-only and after interest-only period
   the total cost of an interest-only mortgage

Helps you work out:
   the Average Annual Percentage Rate (AAPR) for your mortgages
   the final annual interest rate for your mortgages

Helps you work out:
   the time saved on your mortgages when making additional lump sum repayments
   interest saved and the time reduced

Helps you work out:
   how long it will take you to pay off your home loan and be mortgage free
   the total cost of your mortgage and interest paid in your loan term

Helps you work out:
   the implications of fixing part of your loan, while retaining a variable interest rate over the remainder of your mortgage
   what mortgage structure is going to work best for you

Helps you work out:
   how much sooner you can pay off your loan
   interest payment you could save by offsetting your savings against your home loan

Helps you compare:
   different types of home loans in order to determine which is cheapest in overall costs and interest charges
   the difference in fees and costs between loans to discover the right loan

Helps you work out:
   how long it will take to pay off your card with only minimum repayments
   how soon you could pay off your card balance and how much interest you will likely pay

Helps you work out:
   approximate amount you will want to budget for when buying property
   budget and insight into some of the bigger picture costs like stamp duty and registration fees

Assists in making sure:
   you’ve covered all the costs of selling a property
   the cost to sell your property and see where to save

Helps you work out:
   should you rent or buy your property?
   the cost of continuing to rent vs the cost of buying a home, whichever is better for you

Helps you work out:
   your annual income from the money you’ve received so far this year
   calculated income from your payslips and group certificate

Helps you work out:
   your annual gross income (before tax) based on your net (after tax) income
   percentage of your income that goes to paying your tax

Helps you work out:
   what money you will have if you save a regular amount
   the projected worth of your assets in the future

Template enabling you to:
   keep you on track day to day, help you plan for large expenses and help you avoid credit card reliance
   see how much money is left over each month

Helps you work out:
   how long it will take to reach your savings goals
   the payments required to achieve a savings goal within a specific timeframe

Helps you work out:
   steps to take to put your plan into action
   how much you need to save weekly, fortnightly or monthly to achieve your savings target