When it comes to getting a mortgage, one of the most important decisions you will need to make is whether to choose a fixed or adjustable-rate mortgage. While both types of mortgages have their pros and cons, the choice [...]
Refinancing your mortgage can be a smart financial move, but it's important to understand the benefits and timing of refinancing before making a decision. Refinancing can help you lower your interest rate, reduce your monthly payment, or tap into [...]
Applying for a home loan is a major financial decision that requires careful planning and consideration. However, many people make common mistakes that can hinder their chances of being approved or result in higher interest rates. Here are some [...]
When it comes to purchasing a home, one of the most significant financial decisions you will make is choosing the right home loan term. Most home buyers will have to decide between a 15-year, 20-year, or 30-year mortgage, each [...]
The self-managed super fund (SMSF) is a popular choice for those who seek greater control over their retirement savings. However, with increased control comes increased responsibility. As a trustee of an SMSF, it is crucial to understand and fulfill [...]
Self-Managed Super Funds (SMSFs) are a popular choice for Australians who want greater control over their retirement savings. However, one question that often arises is whether an SMSF needs to have a unique name. The short answer is yes, [...]
Divorce or separation can have significant implications for self-managed superannuation funds (SMSFs) in Australia. SMSFs are a type of superannuation fund where the members also act as trustees responsible for managing the fund's investments and complying with superannuation laws. [...]
Self-managed super funds (SMSFs) are a popular choice for Australians who want greater control over their retirement savings. SMSFs provide members with the opportunity to choose their own investments, and to tailor their investment strategies to suit their individual [...]
If a trustee of a self-managed superannuation fund (SMSF) becomes unable to perform their duties, there are steps that need to be taken to ensure the smooth running of the SMSF. Here are some of the key steps that [...]
As a trustee of a Self-Managed Superannuation Fund (SMSF), it is essential to ensure that you comply with all regulatory requirements set out by the Australian Taxation Office (ATO). One such requirement is the Sole Purpose Test, which is an [...]
