Discover the Best Refinancing Strategies for Homeowners in 2023
As a homeowner, refinancing your mortgage can provide significant benefits, such as lowering your interest rate, reducing your loan term, or tapping into your home equity. In 2023, several refinancing strategies are emerging as top options for homeowners. Here, [...]
Common Mistakes to Avoid When Applying for a Home Loan
Applying for a home loan is a major financial decision that requires careful planning and consideration. However, many people make common mistakes that can hinder their chances of being approved or result in higher interest rates. Here are some [...]
How to Choose the Right Home Loan Term 15, 20, or 30 Years?
When it comes to purchasing a home, one of the most significant financial decisions you will make is choosing the right home loan term. Most home buyers will have to decide between a 15-year, 20-year, or 30-year mortgage, each [...]
Navigating Self-Managed Super: Your Key Responsibilities
The self-managed super fund (SMSF) is a popular choice for those who seek greater control over their retirement savings. However, with increased control comes increased responsibility. As a trustee of an SMSF, it is crucial to understand and fulfill [...]
Does an SMSF have to have a unique name?
Self-Managed Super Funds (SMSFs) are a popular choice for Australians who want greater control over their retirement savings. However, one question that often arises is whether an SMSF needs to have a unique name. The short answer is yes, [...]
SMSF and Divorce or Separation: What Trustees Need to Know
Divorce or separation can have significant implications for self-managed superannuation funds (SMSFs) in Australia. SMSFs are a type of superannuation fund where the members also act as trustees responsible for managing the fund's investments and complying with superannuation laws. [...]